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Framing, decks, pergolas and fit-outs: the customer funds each stage into a regulated Australian trust account before you cut a single length of timber — and it releases the moment the stage is signed off.
No credit card. No lock-in. Funds held by a licensed Australian trustee.
Chippies carry the timber and hardware bill up front, then span a job over days or weeks — and the payment usually waits until the very last board is fixed.
Framing timber, sheet goods and fixings get paid for by you well before the client settles. Escrow flips that — the stage is funded before you outlay a cent of labour.
A deck or a fit-out runs across framing, decking and finishing. Staged escrow releases each section as you complete it, not all at handover.
On bespoke joinery and fit-outs, clients hesitate to pay up front for work they can’t yet see. Escrow protects their money too — held by a licensed trustee until the stage is genuinely done.
The fix
Your customer funds each stage into a regulated Australian trust account (Zai Pty Ltd, AFSL 461841) before you pick up a tool. You do the work, capture the evidence, and the money releases the moment the stage is signed off — typically 1–2 business days via NPP. That’s the difference between getting paid faster and getting paid, full stop.
Each stage is funded before it starts and releases on sign-off. Here’s how a typical job breaks down.
Deposit / materials
Timber, hardware and footing materials ordered and on site.
Substructure
Footings, bearers and joists set out, levelled and fixed.
Decking & frame
Decking laid, pergola posts and beams framed up.
Finishing & sign-off
Balustrade, trims, final sand or oil and customer sign-off.
Trustee-held escrow
Zai Pty Ltd · AFSL 461841
7-day payouts
After milestone sign-off
Dispute cover
Funds already set aside
No lock-in
Month-to-month, cancel anytime
Yes — bespoke work is exactly where clients hesitate to pay up front and where your outlay on materials is highest. Each stage is funded into the regulated trust account before you start it, so you’re not floating custom materials out of your own pocket, and the client’s money is protected until the stage is done.
You can, though escrow shines on staged work — decks, pergolas, framing and fit-outs — where the job runs over days and waiting to invoice is a real cash-flow risk. For quick repairs an on-the-spot payment may suit better; Stagex is built for the jobs where getting paid is the actual risk.
A milestone releases within 7 days of the customer signing off — typically 1–2 business days via NPP. Because the stage was pre-funded, there’s no invoice to chase after the work.
Stagex Professional is $59/mo. The first $30,000 funded into escrow per job is fee-free; above that a flat 1.6% escrow fee applies only to the amount over $30,000. No lock-in.
Bring one staged job through Stagex this week and see what guaranteed, chase-free payment feels like.
Stage by stage. Always paid.